Jennifer Smigal

October is here. Stop by for a cup of coffee or tea and review your coverage!

Ready for a quick check-in?

THE top Insurance company in America and my winning team! State Farm has been the highest rated Insurance company in America for over 80 years! My team and I are here to make sure all your insurance needs are taken care off! We can help you with your Car Insurance, Homeowners Insurance, Life Insurance and much more!! Call, text or email my office today so you are covered by the top Insurance Company in America!

• Bilingual Office - several Spanish speaking team members

• Towson University, Bachelor of Science - Cum Laude 1994

• State Farm Agent since August 2001 (24 years)

• Worked for State Farm Insurance for over 30 years.

• 6 years of Claim Experience for State Farm 1995-2001

• Life Insurance - 7 time Ambassador Life Travel Qualifier

• Legion of Honor- 2 time Gold Honor Qualifier, 5 time Silver Honor, 5 time Bronze Honor and Honor Club 4 times.

• NFIB

• Member of NAIFA

• Olney Chamber of Commerce

• Licensed in Maryland, Washington, D.C., Delaware and Virginia

• BBB accredited

• LUTCF designation - The American College

• RICP designation - The American College

• AIC Designation - Auto Insurance - The American College

• Offering Life Insurance

• Offering Health Insurance

• Offering Auto Insurance

• Offering Home and Renter's Insurance

• Offering Car Insurance

• Offering boat and jet ski Insurance

• Offering Health Insurance

• Offering Small Business Insurance

• Offering Pet Insurance through Trupanion

• Offering Worker's Compensation Insurance including Chesapeake Worker's Compensation Insurance

• MAIF authorized

• Hagerty authorized

• Office is within 5 miles of Maryland City, Laurel, Savage, Bowie, Columbia, Burtonsville, Beltsville, Briggs Chaney, Fulton, Maple Lawn, and also near Aspen Hill, Spencerville, Colesville, Olney, Sandy Spring, Cloverly, Rockville, White Oak, Ashton, Highland, Wheaton, and the Greater Silver Spring area.

• We welcome new movers to Laurel and the surrounding Maryland, Washington DC, Delaware and Virginia areas including Prince Georges, Montgomery, Howard, Charles, and Anne Arundel counties.

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Serving Laurel and the surrounding area, Jennifer can help answer your questions.

Q: How soon can I get insured for my car?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Have questions? Jennifer in Laurel can walk you through your options.

Q: What are the insurance requirements on a leased car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Jennifer works with Laurel residents to find coverage that fits.

Q: Is homeowners insurance required?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. Jennifer, your local State Farm agent in Laurel, MD, is here to help.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Connect with Jennifer for insurance guidance in Laurel.

Q: What kinds of things does renters insurance protect?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. In Laurel, you can count on Jennifer for personalized service.